Brian Ward Appraisal

PMI Removal Appraisal Service

Thank you for considering our PMI Removal Appraisal Service.

If you purchased your home with a down payment of less than 20 percent, you are likely paying private mortgage insurance (PMI). However, once your home has appreciated and your loan-to-value (LTV) ratio reaches 80 percent or lower, you can request that your lender remove the PMI from your loan. An independent appraisal documenting your home's current value is required by most lenders to process your PMI removal request.

Our PMI removal appraisals are characterized by:

• Lender Requirements: Most mortgage lenders require an independent appraisal to verify current home value and calculate the current LTV ratio. We provide appraisals that meet all major lender standards and requirements.
• Value Documentation: Our appraisal documents the current fair market value of your home, which is used to calculate whether you have reached the 80 percent LTV threshold for PMI removal.
• Significant Savings: PMI payments typically range from $50 to $200 per month or more, depending on your loan amount and down payment. Removing PMI can save homeowners hundreds of dollars per month for decades.
• Quick Processing: We provide appraisals with quick turnaround times to support your lender's processing timeline. Many lenders accept our appraisals within days.
• Professional Standards: Our appraisals are prepared by licensed professional appraisers and comply with USPAP standards and all major lender requirements.

If your home has appreciated in value and you believe you may have reached 80 percent LTV, a PMI removal appraisal is one of the best investments you can make. The cost of the appraisal is typically recovered in just one or two months of PMI savings, providing ongoing benefits for years to come.